1.0% + 20¢. Same-day NPP settlements. Built in Melbourne. Your data stays in Australia.
No spam. No lock-in. Australian business data only.
172,410 workers · 48,291 contracts completed · 25,114 missions active
Cheaper than Stripe
Same-day settlement
Alpha merchants live
Trusted infrastructure
Why RiverPay
1.0% + 20¢ flat. No FX spread, no surprise charges. You know exactly what you pay on every transaction.
Instant payouts by 5pm. Stripe takes 2 business days. That's cash flow on your terms, not theirs.
Real people, same timezone. Built in Melbourne. No overseas queues, no chatbots for real problems.
Your transaction data lives in Australia. Encrypted locally. PCI DSS Level 1. No foreign entity scanning your business.
Every payment, refund, and chargeback in a live feed. API access for your own analytics stack.
Clean REST & webhooks. Sandbox testing. Stripe-compatible shape so migration is hours, not sprints.
Accept BTC, ETH, SOL, USDC and USDT. Neural rate lock converts to AUD same-day via NPP. Zero FX risk to the merchant.
Onboarding
Join the waitlist. Our team reviews Australian ABN/ACN businesses within one business day.
Copy your API keys into our sandbox. REST API or hosted checkout — your choice. Docs ship same day.
Switch from sandbox to live. First settlement hits your bank account the same evening.
Built for entertainment
Every venue, festival, merch table, and ticketing flow — one account, one settlement. Cheaper than every alternative in the market.
"The signal is always there before the noise — and so is the settlement. RiverPay paid out the same evening the presale closed. That's what a music payment system should feel like."
— Rachel Vanessi, Rat City Studio · first release through Riverun Records
Powering Riverun — Australia's leading music management platform. Built by the team that runs the industry.
The numbers
Interstellar Moon Mission · Moon Mission HQ
Moon Mission HQ · King Thunder arc · Ch 3/3
"provide the product at the protest —
proceeds going straight to the poor and the hopeless.
always profit off the politics."RiverPay takes 1.0%. Stripe was taking 1.75%. That 0.75% goes to the people now.
+154.74% in one compound cycle
172,410 Rat City workers deployed to the Moon Mission. RiverPay settled every payout same-day via NPP. All 6 lead citizens graded S+. The signal was right.
Moon Mission Alpha · Rat City Studio · Riverun Pty Ltd · A$1,030 net gain settled via RiverPay NPP same-day
Three terminals. One platform. Built for every venue, stage, and merch table in Australia.
Pricing
No tiers. No surprises. The same price whether you process $1,000 or $10M.
Australian card transactions
Per transaction. No monthly fee.
Live Savings Calculator
$0
Setup cost
$0
Monthly fee
$0
Hidden fees
Questions
Full Alpha is live now — limited to 50 founding merchants. Apply today to secure your spot. Self-serve onboarding opens Q3 2026 for Cohort 2. Read the full roadmap at riverpay.com.au/monopoly.
Australian businesses with an ABN/ACN. Sole traders, SMEs, e-commerce, SaaS, marketplaces, nonprofits, and service providers.
REST API or hosted checkout page. Stripe-compatible structure — most teams switch in a day. Full sandbox before going live.
Refunds are free and instant. Chargebacks are handled by our team — we help you gather evidence and manage disputes end-to-end.
Phase 1 is AU domestic. Multi-currency and international acquiring arrives in Phase 2 (late 2026). International customers use AUD pricing.
Our team handles it. API shape is similar — minimal code changes. We provide sandbox parity and migrate merchants at your pace.
PCI DSS Level 1. Encrypted at rest and in transit. Stored in Australia. Audited by independent security firms quarterly.
Full Alpha · 50 Founding Merchants · ABN Required
Same-day NPP settlements. Australian support. 1.0% + 20¢. The rate you deserve.
Australian businesses only. ABN required. No spam. Cancel anytime.